McNair Business Machines


1. USE OF EQUIPMENT	6. EASIER CASH FLOW FORECASTING
Leasing provides you with the use of the equipment for an agreed-upon monthly payment. So you're able to pay as you use!	Fixed monthly payments help you budget money into the future.

2. TAX BENEFITS	7. FIXED PAYMENTS
You can deduct your monthly lease payment as an operating expense. And leasing helps you avoid the Alternative Minimum Tax (AMT) by reducing your AMT tax liability.	You can lock-in payments now...and avoid the risk of inflation in the future.

3. FLEXIBILITY	8. PRESERVES CREDIT
You can structure payments to fit your budget.	Leasing doesn't tie up your line of credit. So you have more capital at your disposal when you need it!

4. 100% COST COVERAGE	9. LONGER TERMS
You can include "soft" costs such as shipping, software and installation right in the lease.	Many banks only tend money short-term, usually 12 to 36 months. But leasing lets you extend your term up to 60 months!

5. CONSERVATION OF CAPITAL	10. PURCHASE OR RENEWAL OPTIONS
If your money isn't tied up in equipment costs, you're free to spend it on other items such as inventory, advertising or personnel.	At the end of your lease, you may choose to purchase your equipment, upgrade to new equipment or continue to lease at substantial savings.

Springfield, MA - 419 Main Street Springfield, MA 01105
Phone: 413-788-8371 Fax: 413-788-7822